Parenting a Student Athlete? Don’t “Fall” for Crappy Coverage This Season!
The school year is back in full swing which means student athletes are buckling down academically AND athletically, conditioning for and engaging in a variety of fall sports. From camaraderie and physical activity to walking out good sportsmanship, sports offer many wonderful opportunities for growth. However, as parents well know, there is also an inherent risk of injury – and preparedness is key.
Check out this graphic from the National Safety Council on the number of injuries related to sports in 2018. As sports continue to get more and more competitive the number of injuries and accidents dramatically increases.
How do you know if you are uninsured or underinsured when it comes to sports injuries?
Schools oftentimes maintain health plans for their student athletes but that doesn’t necessarily mean great coverage. Some school plans are high-deductible plans only meant for serious injuries. Other schools may not offer any insurance for student athletes.
The single best way to be prepared is to talk to me and ensure you are covered. One thing I might suggest is to buy a supplemental personal injury plan. Not only will personal accident insurance help with expenses related to the accident but it can also cover things such as transportation to appointments and home care assistance.
At Health Insurance Doctor, we help you choose the right coverage for your student athlete. We also offer a free plan evaluation for 2020! If you have any questions about your health insurance plans or rates, please don’t hesitate to call me at 678-523-0759 contact us!