The Affordable Care Act?
Regardless of your politics, almost every self-employed person agrees that everyone should have healthcare of some sort. The problem centers on how to make it affordable. That’s where The Health Insurance Doctor helps.
As an independent insurance agency, we’re not locked into one set of products. This means we can shop around to find the best coverage for you at the most affordable rates. We take it as a personal mission to help you find appropriate coverage to protect you and your family. Call us and let us help you get peace of mind.
When you contact us, we’ll answer your questions over the phone and on the go, but ultimately we’d like to set up a personal appointment gathering all the information to adequately assess your coverage needs.
We want to know about your current situation, know about your past experiences with healthcare, and ask a few follow-up questions to find out where you are at in the process of obtaining your health insurance coverage.
Once we have all the proper information, we’ll begin to shop for the best coverage and the best rates. We take pride in knowing the health insurance market incredibly well which means we can leverage that knowledge and experience to help you get the insurance that’s right for your situation.
Health Insurance With A Consultative Approach
Far too often, health insurance agents are simply checking boxes and working to fit you and your family into the right box. We find that this “one size fits all” approach to health insurance isn’t effective. The problem comes when you actually need to use your insurance. That’s when the coverage gaps lead to significant financial difficulties.
The health insurance market is changing rapidly. If you don’t work in the industry, it can be nearly impossible to keep up with the latest offerings and rate changes across the country. That’s exactly what we do. We keep up to date with the latest trends so you don’t have to. We’ll find the right health insurance products to meet your needs. That’s our commitment to you.
We take the time to not only determine your coverage needs, but we spend time educating as well. Far too often, people that call us have no idea what their coverage includes. We want you to be comfortable with your choices. To do that, we give you what you need to make an informed decision.
Managing your Coverage
Many health insurance agents simply sell you a product and you never hear from them again. That’s not our approach.
Once your coverage begins, we are still committed to having your back! We’ll help you with things like:
* Billing questions
* Formula questions
* Premium payments questions
* Claims questions or situations
* Coverage determinations
* Any appeals processes: In addition, we are happy to hear from you and keep you up-to-date on the changes or new developments in the health insurance industry.
Confused By Your Insurance?
These days, far too many people are discovering what their coverage includes when it's too late. Don't wait to discover where your insurance gaps are. Let us help you become more knowledgeable about the insurance that you have and the coverage that you need.
As an independent insurance broker, we’re not stuck selling insurance products from one company at one price. We have the ability to shop around to find the right policy, the right price with the right coverage for you.
A Decade of Trusted Care
For more than 10 years now, we've helped people just like you wade through the confusion to make informed decisions about your insurance coverage. Let us help you.
Our mission is to help you find insurance coverage you can afford to use.
Insurance used to be simple. You pay your premiums, use your coverage when needed, and had reasonable deductibles. Today, the insurance market seems like a jumbled mess to the consumer. Find out what you're paying for. Call us today.
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